I’ve Turned Down More CMHC Deals Than I’ve Brought Forward.
Here’s the filter I apply before any deal reaches my investors.
The market is flooded with CMHC-eligible multi-family projects. Most look good on paper, but very few actually perform in the real world.
I personally vet every deal and only bring forward those built to last. Each one must answer five clear questions before it reaches investors.
The Five-Point Deal Filter For CMHC MLI Select
Demand-Driven Location
Is the building positioned where tenants consistently want to live?
Tenant-Optimized Layout
Does the unit mix align with real rental demand?
Income That Supports the Debt
Does the rental income comfortably cover the debt — even under conservative assumptions?
CMHC-Ready Structure
Is the project structured from day one to meet CMHC MLI Select criteria?
True Turnkey Execution
Can the investor own this without operational friction?
Who Applies the Filter?
Darren Kim
Commercial Multi-Family Realtor | Licensed in AB & ON
I specialize in CMHC MLI Select-eligible multi-family projects.
I personally vet and structure every opportunity before it reaches my investors — and only a few make it through.
From financing alignment to execution, I work directly with experienced builders, CMHC-focused lending partners, property managers, and legal professionals to ensure each deal is structured to hold up over time.
If a deal doesn't pass all five, I don't bring it to you. Your capital deserves more than eligibility alone.
How the Filter Is Applied
Each opportunity is evaluated across three layers:
Market Reality
Rents verified against local comparables, with realistic vacancy assumptions
Financing Alignment
Structured to meet CMHC MLI Select standards, with debt coverage stress-tested
Execution Risk
Assessed based on the track record of builders and key partners
A deal advances only when all three align.
Deals That Cleared the Filter
Click to see why each deal made the cut
What This Means for You
Investors who access these opportunities are typically looking to:
Acquire multi-family assets using CMHC-backed financing (up to 95%)
Scale without affecting personal borrowing capacity
Build long-term cash flow with institutional-grade structure
Avoid poorly structured projects that fail after closing
I review dozens of CMHC-eligible projects every month.
Only a small percentage make it through this process.
The few that pass are typically allocated among qualified investors.
Access Opportunities That Passed the Filter
Book Your Free Consultation Now
Disclaimer:
The information provided on this website is for informational and educational purposes only. It does not constitute financial, investment, or mortgage advice. The CMHC MLI Select Program is subject to specific eligibility requirements and approval by qualified lenders. Individual financial situations vary, and past performance does not guarantee future results. All financing and mortgage terms are determined by lenders and are subject to change without notice. We do not provide direct mortgage lending services, and we strongly recommend consulting with a licensed mortgage broker, financial advisor, or real estate professional before making any investment or financing decisions. By using this website, you acknowledge that you understand and accept that we make no guarantees regarding loan approvals, financing conditions, or investment returns. Any decisions made based on the information provided here are solely your responsibility. For detailed program guidelines and official CMHC requirements, please visit the CMHC website or speak with a qualified mortgage professional.